⌂THE
AGENCY TEAM
BUY. SELL. BUILD. INVEST.
☎  346.550.1961

A SMARTER HOUSTON SEARCH

Make your next move
with a little more clarity.

Practical tools for the numbers, neighborhoods, and questions that matter.

Your entries stay in this browser unless you choose to share them. This is planning information, not a loan quote or approval.

01 / PLAN AHEAD

What might I need at closing?

Build a working budget for the upfront costs—not just the down payment. Replace the example amounts with quotes as you get them.

ESTIMATED CASH TO PLAN FOR—Includes your optional moving budget.

Keep lender and settlement charges in Closing costs, prepaid costs and escrow deposits in Prepaids & escrow, and inspection and appraisal fees in Inspections. Count each cost once. Credits cannot exceed eligible costs; lender and program limits apply. Earnest money reduces the amount due at closing when credited to you.

02 / COMPARE YOUR OPTIONS

Price reduction or rate buydown?

Start with illustrative examples, then enter the actual terms of each offer. Rates are not lender quotes, and credits and temporary buydowns can have restrictions.

Option A · Price reduction
Option B · Rate offer

Illustrative principal and interest only. Taxes, insurance, HOA, mortgage insurance, refinancing and the value of remaining equity are not included in the cost comparison. This models a temporary buydown funded separately: the lender receives the full note payment, while the buyer pays the reduced amount initially. Confirm the funding, note rate, and any credit limits with your lender.

03 / KEEP THE DETAILS STRAIGHT

Compare homes side by side.

Use your own figures and notes. Your comparison stays on this device; you can print it for a tour.

Home 1

Home 2

Home 3

04 / FIND YOUR FIT

What does the right move look like?

Answer the questions that matter to you. We’ll make a short search brief you can use for yourself or choose to share with me.

05 / BEFORE YOU COMMIT

Questions worth asking.

A Houston-area checklist to take on a tour and revisit before an offer. Check what you’ve researched; add your own notes.

Costs & community
Risk & coverage
Home & transaction

06 / MAKE IT YOURS

My Houston Home Plan

Your communities, buying numbers, home comparisons and open questions—in one place. Save a snapshot to pick up later, or print a copy for your next conversation.

Saving includes your planning figures and notes, not contact details. Only save on a device you trust. Deleting a snapshot keeps your current working entries.

YOUR HOUSTON HOME. MY PRIORITY.

Ready to talk through your options?

Bring your questions, your brief, or simply an idea of what home means to you.

Already found a home? Send me the link →Tell me what you’re looking for →Call or text 346.550.1961